General New York loans Suggestions
Crucial Contact Information
Our client Information Center (CIC) Representatives would be very happy to respond to any queries that you will find South Shore that is concerning Bank.
- Consumer Ideas Center Hours of Procedure (CIC).
- Consumer Information Center phone quantity
- Correspondence including re re Payments, Tax Bills, Insurance Claims, Collections, all the Correspondence: Please consist of all correspondence to your loan number. Please USUALLY DO NOT deliver communication with re re re payments. Mail to: South Shore Bank, Attn: Loan Servicing, PO Box 151, Weymouth, MA 02188
- Overnight/Express Mail to: South Shore Bank, Attn: Loan Servicing, 1000 Washington Street,Braintree, MA 02184
- Insurance Coverage Bills- Southern Shore Bank, P.O. Box 150, Northville NY 12134.
Re Re Re Payment Information
Please relate to your home loan note for the particular terms, such as for instance deadline. Utilizing the servicing modification, your deadline continues to be the exact same. Your payment declaration reflects the present deadline and elegance duration. The payment declaration additionally states the belated fee quantity included with your bank account in the event that re re payment is certainly not gotten because of the finish regarding the elegance duration .
How can I make my month-to-month mortgage repayments?
Clients have actually a few options that are convenient to produce their re re re payment.
- Face-to-face – re re Payments could be prepared in almost any of our branch that is convenient and 2 Face areas. See our site for all of the our places & hours.
- Automated re re re payments from your own Southern Shore banking account – if your re re re payment is coming from your own Southern Shore Bank Checking or checking account we could set up a Automatic Transfer to result in the re re re re payment in the date you like. To join up, fill out of the Transfer Set Up Form.
- Automatic Payment Service (ACH) – subscribe to our Automated Payment provider from your own Checking or Savings Account at an institution that is different. This program provides you with the convenience that is added of your re re re re re payment date. To join up, fill the Automatic Payment Authorization out Form
- Bill spend – you can sign up for Online Banking with Bill Pay by visiting and selecting “Enroll in Online Banking,” from our homepage if you have a Checking Account with South Shore Bank. Spend your Home Loan through Bill Pay. This method enables you to start either payments that are one-time recurring re re payments straight from our on line bank operating system. Plus, you are able to select date the re re re payment is delivered and also you don’t need to purchase stamps and envelopes!
- Telephone Payments – you’ll phone our client Information Center to help make a repayment from all of your South Shore Bank deposit records during normal company hours.
- Mail – you’ll mail the coupon to your mortgage payment right to our Loan Servicing Center: Southern Shore Bank Attn: Loan Servicing Center P.O. Box 151, Weymouth MA 02188.
May I make my re payment at a branch?
Yes, payments is made at some of our locations that are convenient including Face2Face.
Could I make my re re re payment by phone?
Yes, telephone re payments could be produced from any deposit that is transactional at Southern Shore Bank by calling our Consumer Information Center (CIC) during normal company hours.
Whenever are Saturday repayments posted?
re re Payments prepared at a Branch or on A saturday are published and credited on that date.
What’s the bank’s routing quantity?
Southern Shore Bank’s routing number.
May I make a exact same time homeloan payment?
Simply by putting a call to your client Information Center, it is possible to conveniently start a one-time transfer that is electronic make your mortgage repayment from any account you select.
Concerns Regarding Later Charges
Whenever is my re re re payment considered later?
- Your re re re re payment is born inside our loan servicing area on or prior to the date that is due. It’s considered later the day that is following.
What does “grace period” suggest?
In the event your re re payment does not get to our loan servicing area because of the deadline, it really is considered late. You’ve probably an elegance duration before a charge that is late be examined to your loan account, often 15 calendar times.
Whenever are belated costs examined to my loan account?
Belated costs are evaluated per the regards to your home mortgage note, frequently evaluated in the 16 th time after your deadline. The late charge will assess overnight on the 16 th for example: if the payment is due on the 1 st of the month, and the payment is not made by the close of business on the 15 th
Payoff Information
How can I have the add up to spend down my home loan?
May I payoff my real estate loan at a branch?
- You can bring payoff funds into a branch office after you receive a payoff quote from our Loan Servicing area.
- Please enable time for the payoff funds and any documents to be forwarded towards the home loan servicing area.
- Interest continues to accrue through to the payoff is prepared. Payoffs are processed the time these are typically gotten within the home loan servicing area.
How can I spend down my home loan?
- Wire: the cable should always be provided for Southern Shore Bank, 1530 principal Street Southern Weymouth, MA, ABA number 211371447/Loan Payoff and note that is further includes the borrowers title and loan quantity.
- Check always: a check that is payoff to: Southern Shore Bank, Loan Servicing, P. O. Box 151, Weymouth, MA 02188 or even to 1000 Washington Street, Braintree, MA 02184.
Escrow Information
That do I contact if we encounter issues whenever paying bills online?
As with every relevant questions regarding your bank checking account, contact our client Information Center for support.
Just how do I sign-up for Bill Payment?
To join up for Bill Payment, you first needs to be signed up for our Online Banking solution. ENROLL NOW! as soon as enrolled, simply log into on the web Banking and choose the Bill Payment website link.
Where do we deliver my goverment tax bill to?
You could retain your goverment tax bill for the documents, once we get this given information from a taxation solution.
Where do we deliver my risk insurance coverage bill to?
- Only ahead your insurance coverage bill to Loan Servicing in the event that bank escrows your risk (property owners) premium as a right component of the month-to-month escrow.
- Please forward insurance coverage bills you get to Southern Shore Bank PO Box 150, Northville NY 12134.
- If you’re not sure whenever we escrow your risk (property owners) insurance coverage please contact the consumer Information Center (CIC) for more information.
Just just exactly just just How should the clause that is mortgagee my insurance coverage bill read?
The clause that is mortgagee read the following:
“South Shore Bank, its successor and/or assigns, P.O. Box 150, Northville, NY 12134″
Could I bring my insurance coverage bill right into a branch?
To prevent delays, you are able to forward insurance bills to: South Shore Bank P.O. Box 150, Northville NY 12134.
Is my Optional Mortgage Life or impairment insurance coverage ( or other optional insurance coverage) transferable?
None of our mortgages have actually this kind of insurance coverage.