Cardinal Bank is among the biggest economic organizations headquartered in Northern Virginia together with Commonwealth of Virginia. Cardinal Financial Corporation is composed of Cardinal Bank, George Mason Mortgage, and Cardinal riches Services. Cardinal comes with an ownership desire for Bankers insurance company. With banking workplaces conveniently positioned in Virginia, Maryland therefore the District of Columbia, we provide leading-edge technology and conventional awareness of information and individual solution this is certainly the best.
The Cardinal Benefits
Cardinal Bank is aimed at assisting people and organizations achieve their objectives by understanding their needs that are financial. Our bankers tune in to your tales. We read about your aspirations and challenges. Then we head to work matching the banking solutions to your needs that may help you become successful. Your tale becomes our tale, too, even as we find out about your specific situation and attempt to deliver an exceptional, constant, and superior customer experience that combines value, convenience and personal attention.
Our company is proud to supply a number of services and products – from your home mortgages to business that is small, individual and company deposit accounts, wide range administration solutions and business money management services – providing the right mix of individuals, services and products to obtain many of the banking relationship. We desire to have the honor of serving both you and working out for you pursue the next chapter of the tale.
Memberships and Associations
Cardinal Bank is proud to become a right component among these subscriptions and associations:
- Virginia Bankers Association (VBA);
- Virginia Association of Community Bankers (VACB);
- United States Bankers Association (ABA);
- Independent Community Bankers Association (ICBA);
- Federal Deposit Insurance Corporation (FDIC).
Services Provided
Cardinal Bank provides many different checking, cost cost cost savings, cash certificate and market of deposit reports to generally meet the requirements of companies from those people who are simply getting started to those people who are mature.
1. Checking
Our checking services and services and services and products include:
- Company Chairman’s Club Checking;
- Commercial Checking;
- Company Interest Checking;
- Just Company Checking.
2 Other Deposit Accounts
We provide extra deposit reports to guide your clients’ needs or even to better assistance manage income:
- https://tennesseetitleloans.org/
- Escrow Manager;
- Interest on Lawyer Trust Accounts;
- Sweep Services;
- Zero Balance Accounts.
3. Savings and Cash Marketplace
Earn significantly more with a cost cost savings or cash market account:
- Company Monster Cash Marketplace;
- Company Money Marketplace;
- Business Just Savings.
4. Certificates of Deposit (CDs) and CDARS
Earn significantly more with Certificates of Deposit or spend sums that are large retain FDIC protection with CDARS.
5. Overdraft Protection
Cardinal Bank provides choices for overdraft security to assist avoid embarrassing moments and charges with Overdraft Protection credit line or Savings/Money marketplace Overdraft Transfer.
6. Business Insurance
Company Insurance Services Available Include:
- Property Coverage – Buildings, Business Personal Property, Computer Gear;
- Pro Liability – Errors and Omissions, healthcare Malpractice, Directors and Officers obligation;
- General Liability – Premises and Operations, Accidental Injury, Fire Damage, Employment Methods Liability;
- Commercial Cars;
- Worker’s Compensation;
- Employee Benefits – Major Health, Disability, Dental, Group Lifetime, Key Worker Life Insurance Coverage, Voluntary Life Insurance Coverage;
- And much more.
401(k) Plans
Unless your business has knowledgeable and experienced people that are focused on handling your worker your your retirement plan, you should think about employing an advisor that is financial focuses primarily on 401(k) plans and it is as specialized in your requirements when you are to your workers. All 401(k) plans have a similar fundamental objective – to serve being your retirement cost savings arrange for employees. Nonetheless, there are lots of 401(k) plan models that suit an array of certain business requirements. The 401(k) advisor’s part would be to assist you to set reasonable expectations, choose the most suitable plan, then handle all of the components on a continuing foundation to simply help make sure a successful strategy.
A highly effective 401(k) consultant is similar to a mentor, coordinating the job of the with certain expertise in some areas. That you select someone who can manage the whole, rather than just certain parts since you have the overall responsibility for all the various plan functions, it is important.
Keeping the right your retirement arrange for business frequently may seem like an intimidating task – especially considering anything else that goes into operating a effective company. For people at Raymond James, it’s certainly one of our specialties. As a whole, the part of the k that is 401( consultant is segmented into:
- Developing a general your retirement plan strategy with particular objectives to achieve success;
- Evaluating and picking the service that is appropriate to your requirements;
- Reviewing the program design provisions such as for instance matching share formulas, revenue sharing allocations, etc.;
- Assisting into the design associated with the investment policy declaration (IPS) to greatly help minmise your fiduciary obligation;
- Managing the execution and change to providers that are new
- Serving whilst the main contact for all aspects of plan servicing;
- Offering plan that is ongoing;
- Handling worker interaction and investment training;
- Educating plan individuals about plan circulation alternatives, offer retirement cash movement analysis, and, whenever necessary, talk to retirees investment asset allocation that is regarding.
When you have any queries associated with our bank, please go ahead and e mail us to learn more or to schedule a scheduled appointment!